Downsize With The End In Mind

State: Victoria

Review Objective: Downsize With An Ideal Outcome

Portfolio Value: $1,470,000

The client approached us for a portfolio review. Due to personal family issues and financial challenges, they were considering downsizing. They had resolved to sell one of their properties, believing it to have limited potential for capital growth, while retaining another. Their decision was of great significance as their life savings were at stake, and they sought assurance that they were making an informed choice.

Upon meticulously evaluating their portfolio and analysing both the suburbs and properties, we developed five distinct scenarios, ranging from the worst-case to the best-case scenario.

Through our analysis, we discovered that the property they intended to sell was, in fact, outperforming the other. The difference between the base-case scenario and the worst-case scenario amounted to $160,000. Therefore, making an informed decision was critical given the significant potential gain or loss.

The results of our portfolio assessment initially took the client by surprise. However, once they grasped the rationale and potential benefits, they came to appreciate the depth and value of our review process.

By adopting our recommended strategy, they realised an outcome substantially better than their initial expectations. The minimal cost of our service was trivial compared to the significant benefits they derived from the assessment.